There are interest, fees and charges associated with using humm credit.
Each time you make a purchase using humm credit you use:
• an application fee may be charged and
• a monthly account keeping fee may also be payable.
The amount of interest and fees payable will depend on the credit plan you choose. The availability of credit plans varies between retailers. 

If you know the retailer you intend to purchase from, you can use the Get a Quote option available on each retailer’s page in the SHOP section of our website to view the exact amount of fees payable for each credit plan they offer.

The table below sets out the current range of fees and charges that may apply to your loan with us

If you make a payment to us that is more than 24 hours after the payment date, you may be charged a late payment fee.  

You can find more details about the product and fees here

Our standard terms and conditions can be reviewed here

humm strongly recommends that you take time to read and understand them in full before you proceed to make any purchase.