🎄 Christmas Notice 🎄 During the Christmas period, our application processing times may be slower. Customer service channels will not be available 25th and 26th of December and the 1st of January. Thank you for your patience and understanding.

Start your journey today

Start splitting your payments today! Shop fashion, beauty, electrical, appliances and much more!

Finance your shop with humm - Start your journey today!

About humm

Introducing humm, a dynamic retail finance provider with a strong presence in Ireland, dedicated to enhancing your shopping experience, by making it more accessible and convenient. Emphasizing transparency and customer empowerment, we offer flexible payment solutions that are easy to understand and use.

Our broad network of partnerships with various retailers guarantees you the freedom to shop for everything you require, including everyday essentials such as dental care, solar solutions, veterinary services, to home improvement necessities and indulge in life’s little luxuries, like fashion beauty and appliances and more. humm is here to support your purchasing decisions and make your shopping journey a breeze.

CBI REGULATION

We want to inform you of recent regulations implemented by the Central Bank of Ireland regarding humm, your trusted flexible payment solution. These regulations prioritize consumer protection and responsible lending practices. As always, humm remains committed to transparency and providing a seamless shopping experience. We will adhere to enhanced consumer protection measures, responsible lending criteria, fair fees, and clear communication. Rest assured that your trust in humm is well-placed. For any questions or concerns, please contact our customer support team.

The benefits of CBI regulation include:

Financial stability

Consumer protection

Market integrity

Warning If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.