AUSTRALASIA'S MOST COMPLETE
FINANCIAL PRODUCT ECOSYSTEM
Our product ecosystem of buy now pay later, credit cards, and leasing products has been designed around the core needs of today’s shoppers, retailers, and small and medium enterprises. We have developed platforms for buying – or leasing – everything. We help people access not only the basics, like bus passes and groceries, but also fund significant life stages like home renovation, major dental and orthodontic work, fertility, and everything in-between. Our commercial customers also have a range of options to support them in building their businesses and driving the economy.
HUMMGROUP PRODUCTS
HUMM
HUMM90
Q MASTERCARD
FLEXICOMMERCIAL
HUMM
HUMM: BUY NOW PAY LATER
THE ONLY PLATFORM IN AUSTRALIA OFFERING $1 – $30K
$1-30K
interest free
56,000+
retail partners
60 MONTHS
to pay
BUY NOW PAY LATER AND GET ON WITH LIFE
humm provides a seamless interest-free payment platform with repayment options from 10 weeks up to 60 months, which makes things affordable.
In designing humm, hummgroup is redefining the buy now pay later category to cover home renovation, veterinary services, dental, optical, major furniture expenses and even fertility services.
For the first time, consumers can go through what is normally a very expensive and emotional journey through IVF, with the confidence that the financial side of things is taken care of.
With a vast range of retailers in our network, hummgroup is proud to offer its customers increased flexibility in how they spend.
humm has a simple sign-up process, underpinned by rigorous identity and background checking to prevent fraud and ensure we provide the product responsibly to customers who can afford it.
humm is available in Australia, UK, Ireland and Canada.
HUMM90
HUMM90 MASTERCARD
BUILT TO SHOP WITH 110 DAYS INTEREST FREE
LTIF FACTOR
up to 60 months interest free
CONVERT
to interest free instalments
WHATEVER // WHEREVER // WHOEVER
BAG IT WITH HUMM90
Enabling both long term interest free (LTIF) finance and everyday spend, humm90 is designed for everyone who wants freedom in how, where and when they spend. Offering up to 110 days interest free on every purchase with no minimum spend, customers also have the flexibility to convert purchases of $250 or more into an interest free instalment plan across 9, 12 or 15 months, known as humm90WRAP.
humm®90 provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Q MASTERCARD
Q MASTERCARD®
NEW ZEALAND’S PERFECT SHOPPING PARTNER
3 MONTHS
no interest
3 MONTHS
no payments
NO
minimum spend
GENEROSITY BUILT IN AT EVERY LEVEL
hummgroup built Q Mastercard to be a credit card with interest free at its core. In a category preoccupied with ever diminishing rewards and loyalty point schemes, Q Mastercard is growing by providing simple, tangible value through offering interest free and payment holiday options, and is loved and used by customers across New Zealand.
Not only a traditional credit card, Q Mastercard’s footprint is amplified by a wide-ranging network of brands through which we can offer interest free terms and payment holidays that are exclusive to our card holders. Q Mastercard has long-term finance options built in, giving our customers breathing space to help them manage the cost of more expensive items like electronics, furniture, dental services, audiology and travel.
All of these features are available on this one card and, because it’s a Mastercard too, Q Mastercard is accepted all around the world.
With no minimum spend, Q Mastercard creates space for those wanting to buy the things that matter, giving them the confidence to create the life they want… and to live it.
© Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
FLEXICOMMERCIAL
FLEXICOMMERCIAL: A BUSINESS FINANCING SOLUTION
THE LIFEBLOOD OF SME BUSINESSES
Introducing FlexiCommercial, hummgroup’s business financing solution. FlexiCommercial offers both buyers and sellers in a range of industries a simple, streamlined financing process that makes it easier to get on with the job.
Offering financing solutions including leasing and chattel mortgages, FlexiCommercial gives small and medium businesses a great opportunity to grow, whether through leasing or acquiring the assets they need to flourish.
Businesses, especially small businesses, are often time poor and cash poor. Equipment can become obsolete quickly, particularly technology and software. We know industry-specific and essential equipment is expensive. Our leasing option affords businesses the opportunity to access the latest technology and equipment via lease, reducing initial outlay, giving them room to grow, all with the potential for tax benefits.
FlexiCommercial knows that sometimes it’s critical for our customers to own their equipment. So we also offer customers the option to finance the purchase of their bigger assets through our chattel mortgage (or secured loan agreement in New Zealand).
FlexiCommercial streamlines financing solutions and allows sellers and brokers to offer financing options to customers with confidence. To find out more about FlexiCommercial contact 1300 340 447 (Australia) or 0800 444 857 (New Zealand).
Finance provided by flexicommercial Pty Ltd ABN 17 644 644 860, a subsidiary of humm Group Limited.