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Pay for purchases with confidence.
Partnering with humm means you receive your customer’s full payment (minus fees) next-day, improving your cash flow while offering your customers the flexibility to pay over time.
With humm, reduce cart abandonment and grow your sales. By offering flexible payment options, you can enhance the customer experience, leading to increased conversions and revenue growth.
Experience the ease of a fully digital solution. Humm's seamless integration allows you to focus on what you do best - serving your customers.
Humm's intuitive platform is easy for your staff to use and explain to customers. Transparent pricing and zero hidden fees make humm a simple solution that fosters trust and boosts customer satisfaction.
humm for customers
Take up to 5 years to pay off your purchase in equal monthly payments with a low fixed interest rate.
Apply in-store or online and get a credit decision in less than 7 minutes, anytime, anywhere.
You get full transparency on all interest and fees in your plan. So you always know how much you owe, upfront.
Apply right on your mobile device. No need to share your private information with anyone.
Take up to 5 years to pay off your purchase in equal monthly payments with a low fixed interest rate.
Apply in-store or online and get a credit decision in less than 7 minutes, anytime, anywhere.
You get full transparency on all interest and fees in your plan. So you always know how much you owe, upfront.
Apply right on your mobile device. No need to share your private information with anyone.
Take up to 5 years to pay off your purchase in equal monthly payments with a low fixed interest rate.
Apply in-store or online and get a credit decision in less than 7 minutes, anytime, anywhere.
You get full transparency on all interest and fees in your plan. So you always know how much you owe, upfront.
Apply right on your mobile device. No need to share your private information with anyone.
Take up to 5 years to pay off your purchase in equal monthly payments with a low fixed interest rate.
Apply in-store or online and get a credit decision in less than 7 minutes, anytime, anywhere.
You get full transparency on all interest and fees in your plan. So you always know how much you owe, upfront.
Apply right on your mobile device. No need to share your private information with anyone.
Take up to 5 years to pay off your purchase in equal monthly payments with a low fixed interest rate.
Apply in-store or online and get a credit decision in less than 7 minutes, anytime, anywhere.
You get full transparency on all interest and fees in your plan. So you always know how much you owe, upfront.
Apply right on your mobile device. No need to share your private information with anyone.
Step into the dynamic world of consumer financing with humm, an organization that has evolved from a buy now pay later innovator into a robust consumer financing company for merchants operating home improvement, dental, health care, veterinarian, higher ticket retail, and automotive businesses.
There are three key players in this field – credit cards, merchant-led financing, and third-party providers like humm.
Each comes with its own set of advantages and challenges. Credit cards provide immediate spending power, but can lead to high-interest rates. Merchant-led financing gives control over terms but also the risk of loan default.
Humm stands out among consumer financing companies. Humm handles the financial administration and assumes all risk of loan default, providing flexible pay later solutions. With purchase financing from humm, businesses can meet the growing demand for flexible payment plans. It’s the perfect time for businesses to leverage the potential of third-party providers like humm.