Shop at Heart Of Australia, pay later with humm

IN-STORE //

Shopping at Heart Of Australia just got easier. With humm, you can buy now and pay later with regular, interest-free instalments.

Apply in-store, download the app or sign up online (lending criteria, fees and T&Cs apply).

HOW TO SHOP IN-STORE^* WITH HUMM

You can apply for your purchase in-store or use the barcode at checkout using the humm app.

*Check with your local Heart Of Australia store to see if it accepts humm as payment method.

FIND YOUR NEAREST STORE

HOW TO HUMM

Shopping for bigger buys is easy as 1 - 2 - 3.

APPLY FOR HUMM

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FAQs

Shop with humm

Am I eligible for humm?
To get a humm account you need to:
- • are 18 years of age or older
- • meet our credit assessment criteria
- • are permanently resident in Australia, and
- • have a valid mobile number.
Read our FAQs to find out more information, and download the app to get started.
Does humm use credit checks?

We’re a responsible provider of credit which means we need to take a few things into consideration when we assess your application. We may take a look at your credit score when you apply, but don’t worry, simply applying for humm won’t affect your score at all or leave a record on your credit file. For more information read our FAQs.
Is there a way to calculate what my repayments would be?

Sure is. There’s a calculator on our How It Works page. Pop in the amount you’re planning to spend and we’ll calculate the different repayment options based on different repayment periods.
Where can I shop with humm?

Shop home improvement, fashion, beauty, solar, jewellery, appliances and so much more across thousands of stores where you can shop with humm! Buy now and pay later with easy interest-free instalments. View our store listings and get shopping with humm.