Let’s get
humming.

With humm you can Buy Now Pay Later for the bigger purchases in life. Spend up to $30,000 and repay over time, always interest free.

how humm works in Australia

1

Shop now online

Choose humm as your payment option when checkout online.

2

Login or sign up

You will be directed to the humm portal to login or sign up.

3

Choose humm at checkout

Your items will be delivered to your door. Pay later with humm.

1

Download the humm app

Download the humm app and sign up today.

2

Shop at any humm retailer

Shop instore with the humm app ready.

3

Checkout with humm barcode

Use the barcode within the app at checkout.

Fees and charges

Check our FAQs to learn more about our fees and charges.

Limit
$30K
Time to pay
3-72 months
Monthly fee (MAK)
$8
Establishment fee*
$30 - $110
Repeat purchase fee*
$29
Late payment fee
$6

*An establishment fee of $30 – $110 applies if you are new to humm, or a $29 repeat purchase fee applies if you’ve used humm before.

Trusted by 2.7M humm users across the world.

Jenelyn A
4/30/2023
fast and easy to use 👌
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Rod
12/6/2022
I have been with humm from the day it was formed and never had a bad experience. I love the idea for a one of virtual credit card for emergencies
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Karla_000
3/22/2023
Loving Humm at the moment I’m very new to this app but so far this fantastic
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Ford Fan
2/3/2023
Humm is so easy to use whether you are shopping online or in store. And great to be able to choose your instalment plan. No hidden fees or charges. More and more stores are becoming available which is great.
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travis gorman
5/17/2023
love it.first time I have used it and very easy to use.
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miseriae187
5/14/2023
Easy to use platform. Fast, reliable and happy with the process.
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Grant
1/29/2023
I communicated with the service team. Great service. Thanks. Great product.
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Run the numbers with humm

$

*The repayments shown are rounded up to the nearest dollar. The repayment amount does not include the monthly fee of $8. Only a single monthly fee will be charged regardless of the number of active payment plans you have. An establishment fee of $30 - $110 will also apply if you are new to humm, or a $29 repeat purchase fee if you’ve used humm before. This calculator is only a guide; not all merchants support all financed amounts up to $30,000. Please check with the specific merchant.

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FAQs

Shop with humm