We are
humm®group

humm group - humm group products logos

We are
humm®group

humm group - mobile logo2

HUMMGROUP IS REVOLUTIONISING THE WAY PEOPLE PAY

hummgroup is a diversified non-bank financial services institution offering business financing products, credit cards, and point-of-sale finance plans designed around the core needs of today’s shoppers, retailers, and small to medium enterprises.

hummgroup in numbers

FY24 Results

market leader
MARKET LEADER

In BNPL transactions up to $30,000 in value1

commercial
#2 NBFI

Commercial asset finance lender2

mobile & card
LEADING ISSUER

of new credit cards in New Zealand (31% of market as of August 2024)

solar
#1 BNPL FINANCER

In residential solar and home improvement in Australia

health
#1 BNPL FINANCER

In key health verticals-private audiology equipment and dental

platform
B2B PLATFORM OF CHOICE

For blue chip partners to offer customers the latest trends in instalment payments

$60.6m

Normalised Cash Profit

$125.1m

in unrestricted cash

$0.7b

Warehouse Headroom

$5b

Total Receivables

1.8%

Group Net Loss/Average Net Receivables

5

countries of operation – Australia, New Zealand, Ireland, Canada and United Kingdom.

Flexicommercial

$3b

Receivables +26% on pcp

80%

of deals approved same day

~91%

broker satisfaction score.

hummgroup in numbers

2.7M

customers

1362

new sellers

$1.04B

transaction volume

5

countries

$1.04B

BNPL volume

$540.3M

commercial & leasing volume

FY21 Results

30 YEARS OF INNOVATING THE WAY PEOPLE PAY

Our product ecosystem of point of sale, credit cards, and business financing options has been designed around the core needs of today’s shoppers, retailers and businesses.

We help our customers access not only the basics, like bus passes and groceries, but also fund significant life stages like home renovation, major dental and orthodontic work, fertility and everything in-between. Our commercial customers have a range of options to support them in building their businesses and driving the economy.

Our experience as a leader in financing larger purchases – whether through working with our retail partners or making our offers direct to customers – provides the platform, stability, strength and the acumen to support us in our continuing innovation journey in the face of tech and service evolution.

We have built a strong global team of high performing people who are focused on delivering the best customer experience and innovative products.

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